Are you unemployed or underemployed?
Call 1-877-519-4443 or email to homesafe@dca.ga.gov
HomeSafe Georgia provides up to 18 months of temporary mortgage payment assistance for homeowners who are unemployed or underemployed.
Visit www.HomeSafeGeorgia.com to…
• Learn how to get current on your mortgage payments
• Find answers to frequently asked questions
• Apply for mortgage payment assistance while you seek work with no application or closing costs
HomeSafe Georgia Eligibility Requirements:
You are unemployed OR underemployed (25% reduction in income or 30% loss in gross receipts if self-employed);
You are a legal U.S. resident who owns the property, it is your primary residence, and it is classified as real estate;
Your monthly mortgage payment is greater than 25% of your monthly household income;
You were current on your mortgage at the time you lost your income;
You are current or no more than six months behind on your mortgage at the time you apply;
You are not in an active bankruptcy or have a tax lien;
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Temporary Mortgage Payment Assistance
www.HomeSafeGeorgia.com
If you are approved for assistance, HomeSafe Georgia will bring you current on your mortgage payments (up to six months of delinquent
payments) and/or make your mortgage payments for up to a total of 18 months.
Participants will pay 5% of their current income toward their mortgage payment. Does not apply to active military or Veterans or if the
5% payment is $100 or less.
Applications are processed on a first-come, first-served basis.
For application assistance please contact HomeSafe Georgia Customer Service at 1-877-519-4443.
If your property is already in foreclosure, you should contact a local HUD-approved housing counseling agency.
JohnKim Financial 