| March 2026* |
| 25-Year Debenture5.72% Effective Fixed Rate |
| Purchase/Expansion Rates 25-Year Debenture 5.72% 20-Year Debenture 5.78% 10-Year Debenture 5.61% | Refinance Rates 25-Year Refinance 5.72% 20-Year Refinance 5.79% 10-Year Refinance 5.61% |
📉 MARCH 2026 RATES ARE IN: Stop Renting, Start Owning! 🏢
Are you tired of your landlord’s annual rent hikes? In March 2026, the SBA 504 Loan remains the most powerful tool for business owners to lock in long-term stability and build real-world wealth.
While conventional commercial rates can be volatile, the SBA 504 program offers fixed-rate peace of mind for the life of the loan.
📊 March 2026 SBA 504 Effective Rates:
- 25-Year Fixed: ~5.80%
- 20-Year Fixed: ~5.86%
- 10-Year Fixed: ~5.67%
Rates are current as of the March 2026 debenture sale.
Why the 504 is a Game-Changer:
✅ Low Down Payment: Only 10% down for most projects (keep your cash for operations!). ✅ Fixed Rates: No “rate-shock” or balloon payments for up to 25 years. ✅ Total Project Financing: Cover soft costs, renovations, and even heavy machinery. ✅ Tax Benefits: Build equity and enjoy the depreciation benefits of ownership.
📞 Ready to see if you qualify?
Don’t navigate the SBA process alone. I specialize in helping local business owners transition from tenants to landlords. Let’s run the numbers for your specific project.
John Kim | Managing Director, Blue Mountain Capital
📱 678-697-3114 📧 jk@bluemtncap.com 🌐 www.bluemtncap.com
👉 Or simply DM me “MARCH” and I’ll send over our 2026 SBA 504 Checklist!
JohnKim Financial 